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Long-Term Care Insurance and Public Plicy: An Analysis of Obstacles to Utilization

Author: CYNTHIA E. CONRAD and ANN COSTELLO
Published in JHHSA, Vol. 24 No. 4

This article investigates the phenomenon of long-term care insurance and the policy environment in which it has evolved. Further discussion focuses on the obstacles that may exist to wide acceptance of long-term care insurance by those who derive the most benefit from the protection it could provide. The authors review the role of employers and the advantages of long-term care insurance as an employee benefit as compared to individual policies.

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